09-01-2012 09:06 AM
How do I estimate closing cost. I already closed on my lot, and purchased it. I paid title insurance, and now have builders insurance on the lot,b ecause it's in my name I have to insure property.
What other cost will I have, and how do I estimate. Thank you in advance
09-01-2012 04:26 PM
Contract Sale Price: 119,500
Our Origination Charge 2239.39
Appraisal Fee 375.00
Credit Report 22.50
Flood Certification 20.00
Homeowner's Insurance 708.54
Settlment or Closing Fee 700.00
owner's Title insurance 400.00
Lender's Title Insurance 50.00
Lender CPL 25.00
City/County tax/stamp 159.57
I ended up paying $1000.00 in earnest money and I got something like $483.00 back at the table the MB made a mistake and hired two attorneys but so she may have cheated me out of $450.00 because the Sellers basically took care of my closing cost. My Realtor told me the truth about the Attorney fiasco, so pay close attention to your GFE and HUD1 statement. I received my HUD1 statement at the closing table.
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