Closing cost estimation

[Student_Loans_Kill]

How do I estimate closing cost. I already closed on my lot, and purchased it. I paid title insurance, and now have builders insurance on the lot,b ecause it's in my name I have to insure property.

What other cost will I have, and how do I estimate. Thank you in advance

[germaine47]

Contract Sale Price:   119,500

Our Origination Charge           2239.39

Appraisal Fee                            375.00

Credit Report                               22.50

Flood Certification                        20.00

Homeowner's Insurance            708.54

Settlment or Closing Fee           700.00

owner's Title insurance              400.00

Lender's Title Insurance              50.00

Lender CPL                                 25.00

City/County tax/stamp               159.57

Total                                         4700.00

I ended up paying $1000.00 in earnest money and I got something like $483.00 back at the table the MB made a mistake and hired two attorneys but so she may have cheated me out of $450.00 because the Sellers basically took care of my closing cost.  My Realtor told me the truth about the Attorney fiasco, so pay close attention to your GFE and HUD1 statement.  I received my HUD1 statement at the closing table. 

[Anonymous]

My real estate agent and LO have both said that closing costs average to be about 3%-4% of the loan, as least in my area.