@djacks.... My funds were wired over on the same day we signed docs. Ill get an escrow refund from the original escrow in about 2 weeks.
The house was streamline. Fha didn't require credit; but the lender required a 650 minimum score. My middle score came in at 694.
I also had no appraisal. It was an investment property so literally NONE of the costs got to "roll into" the new loan. I had to "source" my funds that we closed with....
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
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