So here is a run down. Our home is being built, almost complete. Will be done end of May. Are credit was pulled everything is ok. Just had to pay an old charge off and pay off some small balance credit cards. Our LO said they wouldn't need to pull our credit anymore. Then today he asked if the charge off was paid off. I told him yes, he said he would need to pull our credit again to show the charge off being paid off. The problem is our scores dropped 40 points, because of a high utilization on 1 card. He said our scores don't matter at this point, the conditions need to be meet. That's what they are concerned about. Is this true? Just so you can know our mid scores was 615.
