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I receieved my conditions and just wanted to know your input.
LOE of large deposits on date of 4500.00 in BOA
Back story:
I had some available credit and decided to pay off other accts with higher interest rates. BOA offered 0% financing for 12 months. So I just paid off 3 credit cards with the 4500 and saved about 50+ a month in interest.
I wanted to know what was a good explanation to provide that wouldnt raise red flags ( I know that by doing an advance would look kinda bad) but I wanted to just consolidate my accounts into just one card.
Thanks for your input.
I would say you took out a consolidation loan to pay off credit cards
you may run into issues with them not allowing 4500 dollars of your money to be used
@521099 wrote:I receieved my conditions and just wanted to know your input.
LOE of large deposits on date of 4500.00 in BOA
Back story:
I had some available credit and decided to pay off other accts with higher interest rates. BOA offered 0% financing for 12 months. So I just paid off 3 credit cards with the 4500 and saved about 50+ a month in interest.
I wanted to know what was a good explanation to provide that wouldnt raise red flags ( I know that by doing an advance would look kinda bad) but I wanted to just consolidate my accounts into just one card.
Thanks for your input.
What you wrote here should be fine I would think. If those other accounts were paid off in full with the $4500, I would mention that so it's clear that you didn't assume any new debt.