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Is it going to be possible for me to obtain a construction loan with a score of 620? I am still working up to that point, but the FICO simulator here says i can do it in 3 months with on time payments.
We own the land, have a mobile home and barns on the property. We should be fine in terms of value after the house is built and our debt ratios are good.
In what state are you located?
Michigan. We currently live on the land in a mobile home.
how about for Texas, my score are 626 right now and I am wanting to build a house on my land.