Conventional Loan Approval with only 1 year W2

[Vegas247]

Is it possible to get a conventional home loan with 20% down on a 400k home, 743 middle fico, but with only 1 yr W2 (proof of income) last good W2 was 2010 in the same line of work......

[ezdriver]

Try your local credit unions and small local banks. A protfolio loan [one that the lender does not sell] is what you need.

[StartingOver10]

Yes, its possible and you don't necessarily need a portfolio lender. PM me and I will provide a contact to a lender that does these type of mortgages.