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Could I qualify for an fha loan?

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JLAW723
Established Member

Could I qualify for an fha loan?

Would I qualify for an fha loan? Scores are 632 652 and 610 ... Income is 32000 .. Single .. Loan would be for 140,000 and house appraises for 199000
Message 1 of 5
4 REPLIES 4
skigirl916
Established Contributor

Re: Could I qualify for an fha loan?

Not enough information to answer.

 

What is the combined total of all your financial obligations/monthly payments?

 

Any derogatories on your credit reports?

Message 2 of 5
Anonymous
Not applicable

Re: Could I qualify for an fha loan?

Please see this post for all the info needed in order for the pros here to help: 

 

http://ficoforums.myfico.com/t5/Mortgage-Loans/Do-I-qualify-for-a-mortgage-Info-that-is-needed/td-p/...

Message 3 of 5
JLAW723
Established Member

Re: Could I qualify for an fha loan?

I'm in the process of paying down all credit card debit to zero and my car payment is 454 .. One collection from a year ago and no negatives or derogatories
Message 4 of 5
JLAW723
Established Member

Re: Could I qualify for an fha loan?

I meant to say I'm in Vermont ... My gross income is 39780 but after insurance and retirement savings it's shows around 32000 .. Single family home I've rented for 2 1/2 years and have never been late and I pay 1200 per month. I get 458 a month in child support but it ends within 3 years so I assume it's not usable
Message 5 of 5
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