Mortgage Loans

[jbh]

I'm Self Employed, prior 2 tax returns avail to show $30k income

She's making average of $27k the last 2 years

We're looking next year to 2 years from now and have scores in the 700's

GF might have one collection hit as the O.C didn't send a final bill but it hasn't reported yet

Even if it does, her score will be over 660 by then.

We're looking or FHA and by that point could cover 10% down. We don't want one more than $160k

and are looking $120-$150k range.

Thanks

PS. I have no debt other than small cc payments, not even $300/m outside of our $1400/m rent

Her debt is only (outside of rent) $228/m for her auto.

[WannaHouse]

With the combined income, low debt, and decent scores, you should have no probelm getting that amount.

[DallasLoanGuy]

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WannaHouse wrote:
With the combined income, low debt, and decent scores, you should have no probelm getting that amount.

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i agree.

 

[jbh]

Thanks, guys. My worryw as that $60k or so combined income was not going to get us anything.

This means a lot to me, thank you and enjoy the weekend