01-24-2009 07:54 PM
I'm Self Employed, prior 2 tax returns avail to show $30k income
She's making average of $27k the last 2 years
We're looking next year to 2 years from now and have scores in the 700's
GF might have one collection hit as the O.C didn't send a final bill but it hasn't reported yet
Even if it does, her score will be over 660 by then.
We're looking or FHA and by that point could cover 10% down. We don't want one more than $160k
and are looking $120-$150k range.
PS. I have no debt other than small cc payments, not even $300/m outside of our $1400/m rent
Her debt is only (outside of rent) $228/m for her auto.
01-24-2009 09:33 PM
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
01-25-2009 10:44 AM
With the combined income, low debt, and decent scores, you should have no probelm getting that amount.