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I have a question for you credit bureau gurus. I signed on a mortgage loan with my daughter back in Sept 08. It was purchased by countrywide approx 2 mos later in Nov 08. Since then, of course Bank of Amer. has bought out countrywide. My question is this, when do they start reporting to the 3 CBs. This is June and still nothing on her credit report or mine?? Any ideas?
Be patient. They are converting hundreds of thousands of loans. Have you gotten a letter with your new account information yet? I would not expect to see your CR updated until after your first payment was due to the BofA. All of your payments to CW will be credited to that TL until you start making payments to BofA.
When my account was transferred to CW, it took 45 days for everything to get squared away on my report. I expect that the BofA transfer will be the same way.