Credit Card Payoff

[Anonymous]

I am waiting for my credit card accounts to be updated by request for my pre-approval. I have about 2% utility on all of my cards and about 3% on my husbands. Should I leave that on there or pay it all off?

[namvet]

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@Anonymous wrote:

I am waiting for my credit card accounts to be updated by request for my pre-approval. I have about 2% utility on all of my cards and about 3% on my husbands. Should I leave that on there or pay it all off?

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IMO 2% util is ok.  No need to pay that off. 

[Anonymous]

2% is beeter that having a 0 bal..

[Anonymous]

okay thank you.