The closing costs listed on our GFE total $4992.92 and our sellers are paying $4750. The GFE includes the fee but our lender did not include it in the closing costs section of the mortgage application. This makes it look at if we are leaving money on the table with closing costs. It was my impression that this fee should be credited back and factored in to our cash needed to close. Can someone help me understand how the paid outside of closing items work?
