I completely understand your point. But, the thought of PMI makes us cringe. It's a shame the new administration put a stop to the PMI break.
Here's my balance info:
Capital One $1533 ($2300 limit)
CFE Master Card $967 ($1000 limit)
Store Cards
NY&Co $378 ($950 limit)
HSN $179 ($750 limit)
QVC $43 ($160 limit)
Personal Loan
One Main $433 balance
My plan is pay off QVC, personal loan and all store cards ...
Awaiting your feedback - thanks :-)