Credit Plus

[HopeThruFaith]

Has anyone dealt with a lender that used Credit Plus to pull credit reports for a mortgage loan? I'm interested in knowing if they are similar to FICO scores.  I just received a 70 point bump on my Experian report,  39 on Transunion and 35 on Equifax So that brings my EX to 663 TU 624 and EQ 604 Once my credit card updates my 9 percent utilization I hope to have my middle score above 640 so that I can apply for my mortgage 

Yay!!!!!! 

[StartingOver10]

No.

[fot1]

My lender pulled Credit plus, they were Fico scores.. I can dig through my paperwork to see what model Fico if you want

---

@HopeThruFaith wrote:

Has anyone dealt with a lender that used Credit Plus to pull credit reports for a mortgage loan? I'm interested in knowing if they are similar to FICO scores.  I just received a 70 point bump on my Experian report,  39 on Transunion and 35 on Equifax So that brings my EX to 663 TU 624 and EQ 604 Once my credit card updates my 9 percent utilization I hope to have my middle score above 640 so that I can apply for my mortgage 

Yay!!!!!! 

---

[fot1]

Did a quick dig and found the score the lender pulled from  Credit plus. Equifax Beacon, Trans Union Empirica, and Experian Fair Issac

[HopeThruFaith]

Thanks  for responding with that information.  I'm clueless about all the different types of models that are used but I'm assuming that they will be in the same ball park as the  scores here on my FICO. Right? 

[fot1]

Others can say for sure what model is what..  but what you can buy on here should be close.. trans union would probably biggest difference

[HopeThruFaith]

Thanks for your responses