Credit Pull

[tayjoemom2628]

Im shedule to close on my house on Aug 20. We already got our approval letter which expires on Aug 20 also. We just have to get homeowners insurance and provide bank statements paystub again. Do they do another credit oull also? If they do, what would happen if they see more activity on my credit cards?

[DallasLoanGuy]

some lenders do, some dont.

[tayjoemom2628]

I just read the approval letter again and it says the following.  

Loan final Approval w/du dated 6/17

Final approval issued prior to credit report expiring 8/15

Does that mean they will continue to use the report that they have?

[Anonymous]

Probably. Our lender said she only needs to pull again if 90 days pass before we close.

[WannaHouse]

Ya just never know. My lender pulled Oct 08 (when we first applied) and then Feb, Mar, and April after we found a house and made an offer. We closed on May 5th