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Credit Report

Contributor

Credit Report

My LO pulled my reports on 05/11/2009. I was approved through the automated underwriting process and the paperwork is in underwriting now.

 

We expect to close in the middle of June. The house will be completed at the end of this month.

 

Do you think they will need to pull another credit report?

 

Thanks.

Message 1 of 5
4 REPLIES
Valued Contributor

Re: Credit Report

No.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Message 2 of 5
Super Contributor

Re: Credit Report


1111mel wrote:
No.
i hear that some lenders do.
is this a lender? or a broker?
basically, you answer lies with your loan officer.
 

 

Retired Lender
Message 3 of 5
Valued Contributor

Re: Credit Report

I chose the easy answer of no..........

 

For the most part it shouldn't really matter.  An extra couple points of a second pull shouldn't worry anyone.

 

I see too many people on this site stressing over the second pull......

 

This should be the least of your worries.

 

Didn't mean to sound short with the first answer!!  GOOD LUCK!!!!!!!!!!!!!! 

Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Message 4 of 5
Highlighted
Contributor

Re: Credit Report

Hey guys,

 

Thanks for all the feedback. I know I shouldn't stress over a possible second pull. I guess it is just my anxiety getting the best of me. I know how hard I have worked to get my scores up, and I know how easily they tumble.

 

Thanks again for the feedback.

 

 

Message 5 of 5