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Credit Unions and Morgage

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Anonymous
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Credit Unions and Morgage

Hi,

 

I am relatively new to the site.   I've searched around and couldn't find the answer to my question. 

 

I am planning on purchasing an investment property in 2017 (need time to pay down on my current debt). Ideally I would like to owe only my student and car loan and monthly expenses by then ( PIF on other CC, personal loan and LOC). 

My baddies include late payment on co-sign acct (working on GW letter) and a paid tax lien reporting on only EQ.

 

Will I get a better rate/package if I open a savings or CC with PenFed prior to asking for a mortgage?

 

thx

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