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Member
yfhhty
Posts: 8
Registered: ‎07-29-2009

Credit inquiry removed by lender???

I pulled my credit report and it shows a -1 change to number of inquiries.. seems like the mortgage company deleted their inquiry without my asking. I could care less if it stays or goes, but this is weird to me!! Are mortgage inquiries normally removed the day after?
Super Contributor
ShanetheMortgageMan
Posts: 7,377
Registered: ‎09-28-2007

Re: Credit inquiry removed by lender???

Member
yfhhty
Posts: 8
Registered: ‎07-29-2009

Re: Credit inquiry removed by lender???

I am pretty sure, I looked twice :smileywink:

 

and my oldest inquiry was from May '09!

Frequent Contributor
gamegrrl
Posts: 313
Registered: ‎02-09-2011

Re: Credit inquiry removed by lender???

I know this is an old thread, but the same thing just happened to me.



Starting Score: EQ 607 TU 693
Current Score: EX via Mortgage Lender 747 - EQ myFICO 785 - TU08 (Walmart) 736 - TU myFICO 722
Goal Score: 800+ across the board!
New Visitor
sandiegorealestate
Posts: 3
Registered: ‎03-13-2011

Re: Credit inquiry removed by lender???

[ Edited ]

Hey that is a good thing.

 

Less hard inquries on your credit equals a better score and makes it easier to get new lines of financing.

 

 

Frequent Contributor
gamegrrl
Posts: 313
Registered: ‎02-09-2011

Re: Credit inquiry removed by lender???

Oh, I know! I think it's great! I just can't figure out why, or if it's a common thing.



Starting Score: EQ 607 TU 693
Current Score: EX via Mortgage Lender 747 - EQ myFICO 785 - TU08 (Walmart) 736 - TU myFICO 722
Goal Score: 800+ across the board!
Frequent Contributor
fot1
Posts: 384
Registered: ‎01-10-2011

Re: Credit inquiry removed by lender???

What lender was it?

 


Tu- 739 Equifax-734
Experian-756
Goals accomplished
House 5/13
Newer truck 5/13
Freedom, Quicksilver, Walmart Discover and fingers crossed PSECU

Frequent Contributor
gamegrrl
Posts: 313
Registered: ‎02-09-2011

Re: Credit inquiry removed by lender???

It was PNC Bank.



Starting Score: EQ 607 TU 693
Current Score: EX via Mortgage Lender 747 - EQ myFICO 785 - TU08 (Walmart) 736 - TU myFICO 722
Goal Score: 800+ across the board!

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