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Member
Posts: 8
Registered: ‎07-29-2009
0

Credit inquiry removed by lender???

I pulled my credit report and it shows a -1 change to number of inquiries.. seems like the mortgage company deleted their inquiry without my asking. I could care less if it stays or goes, but this is weird to me!! Are mortgage inquiries normally removed the day after?
Super Contributor
Posts: 8,362
Registered: ‎09-28-2007
0

Re: Credit inquiry removed by lender???

No, but are you sure it wasn't just a real old inquiry that dropped off instead?
Member
Posts: 8
Registered: ‎07-29-2009
0

Re: Credit inquiry removed by lender???

I am pretty sure, I looked twice :smileywink:

 

and my oldest inquiry was from May '09!

Frequent Contributor
Posts: 378
Registered: ‎02-09-2011
0

Re: Credit inquiry removed by lender???

I know this is an old thread, but the same thing just happened to me.

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 751 - EQ myFICO 802 - TU08 (via Discover) 747 - TU myFICO 747
Goal Score: 800+ across the board!
New Visitor
Posts: 3
Registered: ‎03-13-2011
0

Re: Credit inquiry removed by lender???

[ Edited ]

Hey that is a good thing.

 

Less hard inquries on your credit equals a better score and makes it easier to get new lines of financing.

 

 

Frequent Contributor
Posts: 378
Registered: ‎02-09-2011
0

Re: Credit inquiry removed by lender???

Oh, I know! I think it's great! I just can't figure out why, or if it's a common thing.

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 751 - EQ myFICO 802 - TU08 (via Discover) 747 - TU myFICO 747
Goal Score: 800+ across the board!
Established Contributor
Posts: 710
Registered: ‎01-10-2011
0

Re: Credit inquiry removed by lender???

What lender was it?

 

Freedom, Mariott ,CSP, SM, QS, BCE,, PSECU, DC Walmart. Maybe someday I will do that cool pic signature thing..
Frequent Contributor
Posts: 378
Registered: ‎02-09-2011
0

Re: Credit inquiry removed by lender???

It was PNC Bank.

Starting Score: EQ 607 TU 693
Current Score: EX myFICO 751 - EQ myFICO 802 - TU08 (via Discover) 747 - TU myFICO 747
Goal Score: 800+ across the board!
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