I was sitting thinking and this thought came to mind: I see my LO pulls my credit right before the 30 day window expires. Is this to keep that window open and to pull credit as much as she wants with no impact to my current score? If this is the case, could I also allow other banks to pull my credit and have no impact to my score?
Starting Score:TransUnion: 698 (12 FEB 2010), Equifax: 674 (12 FEB 2010)
My advice is, don't let a lot of lenders pull your score. it can hurt your approval. After the 30 days is over, all of the pulls count and can drop your score drastically...
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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