Creditdefrag.com Anybody heard of this?

[Anonymous]

Hello all I was wondering if any of you have ever heard of Creditdefrag.com. The reason I ask is I would like to get my scores up a liitle bit more before final approval for my mortgage. I stumbled across this site on a previos thred here and was wondering if it actually works or if it is just a sham?? Any input would be appreciated!!

[DallasLoanGuy]

99% of the credit repair companies are a sham.

They cannot do anything that you cannot do for yourself.... and much better.

[Anonymous]

Thanks thats what I thought. It would just be nice to get my score up those 11 pts before final approval.

[DallasLoanGuy]

Your loan officer may be able to give you a tip or two based on what they are looking at.

Typically, 11 poinhts can be obtained by paying down revolving credit

[Anonymous]

I have already paid down my cc's to 5% I was told not to pay them to zero.