Hello everyone,
I have $10,000 left on a DMP (debt management program) that I hope to pay off this summer. My credit score is around 750 and my husband's is around 710. After that, every penny will go towards saving for a down-payment. Our car is paid off and the only other I debt I have is a Federal Student Loan with $40,000 and 2.9% interest. How soon can we go to a mortgage lender to get pre-approval?
Also, my husband owns a condo with a mortgage in another state. The condo is not in my name, as we were not married when he purchased it. Will we still be able to get any type of loan (including an FHA), or does he need to sell the condo first? There's 90,000 left on the condo mortgage. He has paid $30,000 of it already.
Thank you SO much!
