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credit unions are great if you dont need 100% financing with all costs paid.
mwr1ght wrote:Thank you. I just spoke with my credit union. They have not even heard of this program so they do not honor the $100 down promotion. For some reason I figured that since it was a FHA 203(B) that it would automatically be honored at all HUD approved FHA lenders. Guess I was wrong. Good learning experience for others. My credit union has good rates though 6.5% But they want the 3% FHA down they probably dont understand the program . Since I am planning on doing the promotion of $100 down. ALSO my credit union does not even do the DPA assistance, what kind of crock is that. some lenders do not agree that borrowers should be able to circumvent loan guidelines with loopholes The LO told me the CU does not allow that. Nor do they do FHA 103% loans. WOW.............I would have thought the CU would be the way to go. I was wrong.
Message Edited by mwr1ght on 07-28-2008 11:01 AM