cancel
Showing results for 
Search instead for 
Did you mean: 

DTI Levels

Valued Member

DTI Levels

When figuring DTI for the mortgage payment do you include taxes and insurance or just principal and interest?
Message 1 of 4
3 REPLIES
Valued Contributor

Re: DTI Levels

You consider all of it, principal, interest, taxes and insurance.
Mortgage Lenders Mid-Score 778 I AM A HOMEOWNER!!!!! 30 Year 5% Fixed Rate, closed on 3/18/09
Message 2 of 4
Super Contributor

Re: DTI Levels

PITI + hoa dues if applicable
 
Retired Lender
Message 3 of 4
Highlighted
Super Contributor

Re: DTI Levels

Mortgage insurance (if applicable) too.
Mortgages (FHA, VA, USDA, Fannie, Freddie, Non-Prime) since 2002, based in Irvine, CA and lending in all 50 states

Information that is needed to determine if you qualify for a mortgage

Message 4 of 4