I don't ever pay the minimum payment on my cards/loans, this is a personal choice. Do lenders figure in what I pay as DTI or the minimum amount that is required to be paid?
The minimum is what they will use. Lenders use whats on the credit report and its the minimum.
silly34 wrote: I don't ever pay the minimum payment on my cards/loans, this is a personal choice. Do lenders figure in what I pay as DTI or the minimum amount that is required to be paid?
