Debt to income has anyone been approved with higher than 43% I have a situation

[Anonymous]

1. I am four years post bankruptcy so I was told they have to do Manuel under writing and that my debt to income is close to 50% the taxes for the property is what has put it up there so high. Our monthly debt is only $200 but with the 2200 mortgage (including taxes) he is worried it might be a problem. They will send it off he said lets see if it comes up as a problem. He did say we have enough money reserved. 

Has anyone faced this problem? 

[Anonymous]

DH and I are both self employed, so taxed income is much less than gross. 

We were approved with, I think 51 or 52% DTI. It was an FHA loan.

[Anonymous]

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@Anonymous wrote:

DH and I are both self employed, so taxed income is much less than gross. 

We were approved with, I think 51 or 52% DTI. It was an FHA loan.

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What lender? Also I am post bankruptcy so hopefully that doesn't affect it. 

[Anonymous]

The lender is Navy Federal Credit Union.

[Anonymous]

there was a mis calculation its actually 31% with the loan so i'm good