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December 2013 Closers!!

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Lasardo
Established Contributor

Re: December 2013 Closers!!

I quit. I effing quit.
I was supposed to close on December 12th. According to my useless LO docs went to title Friday to wait for them to call today to sign docs. Waiting by phone all day.. No call, finally after searching for title company's number (which LO would not give me) they have no idea where my docs are. Tomorrow they close early, I made arrangements to close today and it isn't happening.
After dealing with everyone mad at me from the seller to the Seller's agent to my agent to riding my LO and his assistant I AM DONE.
CS 728- 01/13 from 554-12/11
Goal: 800
Message 41 of 45
Panamanian
Valued Member

Re: December 2013 Closers!!

Sorry to hear..that but done get discouraged.....have you talked to the processor....stay optimistic....hell my first two contracts fell thru..and lost more 4k in the process..but the third time was a charm....stay prayed up ..many of us have been thru alot...ride it out.
03/13 Walmart $300 graduated to $800 on 07/13 then $1100 on 11/09; 03/13 Amazon Store $700 graduated to $800 06/13....graduated to 1700 10/13; 04/13 VS $250, 12//12 Cap1 Secure $200 graduated to $300 05/13, 03/13 Cap1 $500 graduated to $1500 07/13.
Current: Lender pulled Transunion 630 Myfico Exfax 630, Experian 630 09/13

New Goal: 675-700 by Jan 2014.
Hoping to close 12/03/13.
Message 42 of 45
Panamanian
Valued Member

Re: December 2013 Closers!!

Congrats@supraturbo.
03/13 Walmart $300 graduated to $800 on 07/13 then $1100 on 11/09; 03/13 Amazon Store $700 graduated to $800 06/13....graduated to 1700 10/13; 04/13 VS $250, 12//12 Cap1 Secure $200 graduated to $300 05/13, 03/13 Cap1 $500 graduated to $1500 07/13.
Current: Lender pulled Transunion 630 Myfico Exfax 630, Experian 630 09/13

New Goal: 675-700 by Jan 2014.
Hoping to close 12/03/13.
Message 43 of 45
cooperla2002
Established Member

Re: December 2013 Closers!!

I know exactly how you feel! I was supposed to close on 12/23 but my LO screwed EVERYTHING up and our file still hadn't been to underwriting by Dec. 20th - so instead of ME quitting on the house, I FIRED that worthless LO and got a new one!! Now I am closing on Jan 8th. Keep thinking positive Smiley Happy

Starting Score (FICO) 4/10/2013: 543
Current Score (MyFico) 12/13/2013 :649
Lender Pull 12/6/13: Median Score 644
Goal 1: Purchase a home in Spring/Summer 2014 (Happening much sooner! - Loan is in to underwriting - Closing 1/8/14!)
Goal 2: 700+ Across the board

Message 44 of 45
justjunie928
New Contributor

Re: December 2013 Closers!!

I made it.... 

  • Home Location: Wylie, TX (DFW suburb)
  • Purchase Price:  $287,900
  • Property: SFH - 3627 Sq. Ft.
  • Builder’s Name: Grand Homes
  • Start of construction: 7/01 (brand spanking new.... I chose everything)
  • Signed Purchase Contract on : 4/28/13
  • Lender Name: Bay Equity
  • Notes about Lender: Great
  • Type of Loan: FHA 30 Year Fixed
  • Loan Rate: 5.125
  • Loan Application submitted:  8/1/13
  • Loan Approved w/conditions: 11/25/13 
  • Final Approval: 12/20
  • Appraisal Ordered: 12/16
  • Appraisal Completed: 12/18
  • Closing Date: 12/27 
  • CLOSED: 12/27

 

Message 45 of 45
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