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@Anonymous wrote:EDIT: Just received our final loan commitment and were told to go ahead and have utilities switched over! We will receive our CD on December 22nd and closing is still scheduled for December 28. Final walk-through is tomorrow!!!!
Purchase Price: $400,500 (builder contributed $18K toward closing costs) (Actual loan amount is $393,425)
Prequalified: February 25, 2017
Signed Contract: February 18, 2017
Location: Maryland
Property Type: Townhome - 4 story
New/Existing: New Construction
Type of Loan: FHA
Loan Rate: 4.125% - 30yr Fixed (This includes $5100 in lender credits. If we did not do the credits, the rate would be 3.9%)
Appraisal : October 27, 2017 at $405,000
1st Closing Date: December 22, 2017
2nd Closing Date: December 28, 2017
Clear to Close: TBD
Closed On: TBD
This has been the LONGEST process ever! You can see my sig for data points on credit score. At the time of re-application in September, my mid-score was 649 and my husband's was 662.
Purchase Price: $357,000
Prequalified: 1 May 2017
Signed Contract: 12 July 2017
Location: Missouri
Property Type: Single Family Home
New/Existing: New
Type of Loan: Conventional
Loan Rate: 2.75% 30 Year Fixed
Appraisal : 18 Dec 2017 ( Came in $4,000 over )
1st Closing Date: 20 Nov 2017
2nd Closing Date: 22 Dec 2017
3rd Closing Date: 29 Dec 2017
Clear to Close: 26 Dec 2017
Closed On: 29 Dec 2017
Purchase Price: $295,000
Prequalified: 9 Nov 2017
Signed Contract: 26 Nov 2017
Location: Tempe, AZ
Property Type: Single Family Home
New/Existing: Existing
Type of Loan: Conventional
Loan Rate: 4.375% 30 Year Fixed
Appraisal : 5 Dec 2017 ( Came in @ purchase price )
Closed On: Closed on 22 Dec 2017
**Additional info** I had a simultaneous closing while selling my existing home through Opendoor and I have to say the experience was awesome! Initially took them up on their offer back in October. Had a 60 day closing option and everything ended up working out, even when my wife and I thought we wouldn't find the right house to buy. Highly recommend using Opendoor if you don't want to go through the normal selling process.
Congrats to all the December closers! We made it! Happy New Year's!!