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December closers !

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curryb15
Established Member

December closers !

Well I didn't see a thread started so here it goes....
I've waited so long to be able to post in this!!!!

Closing hopefully by the end of next week
Property type : condo
Purchas price : $160,000
Loan amount : $152,000
Down payment: $8000
Interest rate : 4.8%
No points
Location: middle island ny ( Long Island Suffolk county)
Loan comitment date : 11/24
We are just waiting on one more condition from the condo insurance angecy then hopefully we will get the clear to close !
Message 1 of 11
10 REPLIES 10
CreditHealthy
Established Contributor

Re: December closers !

Yay!!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013
Message 2 of 11
Anonymous
Not applicable

Re: December closers !

Closing date on contract - Dec. 5th. Supposed to close tomorow - Dec. 2nd. No time yet.

Single Family Home

Purchase Price: $170

Down Payment: $6k

Interest: 3.75

Application Date: October 27th.

Clear to close received on November 25th.

 

 

Realtor updated me that the closing company is waiting on a single item from my CU. We were thinking of closing today, but they believe it will be for sure tomorrow. More waiting....But at least we are near the end. 

Message 3 of 11
Creditwiser
Valued Contributor

Re: December closers !

Congrats!  

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 4 of 11
Anonymous
Not applicable

Re: December closers !

Congrats !!!! 

 

We closed last Friday - STOKED - We move in Dec 10th 

Type- 3 Story family home , pool the whole 9 ! 

Purchase price - 230 k 

Loan amount - 230 k 

100 % VA financing 

Interest rate - 4.125

Location - NE PA 

 

Message 5 of 11
vacuumsauce
Established Member

Re: December closers !

Closing date is Dec. 10

Submitted offer on Oct. 31

Offer Accepted Nov. 1

 

Property type : Home
Purchas price : $225,000
Loan amount : $202,500
Down payment: $22,500
Interest rate : 4.65%
Location: Richmond Texas

Mine is in underwritting right now, waiting for clear to close, they asked for 3 items for my loan condition last tuesday and submitted all 3 back the same day so right now im just waiting..

Message 6 of 11
Anonymous
Not applicable

Re: December closers !

Closed and funded!!

Single family home purchase price $220,000

Loan amount $216,000

Interest rate 4% FHA

Mid score 650

D/FW, Texas

I am so happy to finally get to this point. One year ago, I would never have imagined that I would be in this awesome place as a new homeowner! A heartfelt thanks to God for leading me to this forum which is full of such knowledge and willing to help! Good luck to each person that is on this journey.

 

Message 7 of 11
prollinsl
Valued Member

Re: December closers !

Closing date is Dec. 19
Submitted offer on Nov. 4
Offer Accepted Nov. 7

Property type : Single Family Home
Purchas price : $232,000
Loan amount : $224,000
Down payment: $8120
Interest rate : 4% FHA
Location: Andover, Minnesota

 

Received my "Clear to Close" today 12-15 Yahhhh! I'm so excited!


Starting Score: 611
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9/30/14 Lender pull TU 700, EQ 711, EX 719
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Message 8 of 11
Juss11
Frequent Contributor

Re: December closers !

Closing date is Dec. 09

Submitted offer on Nov 7th

Offer Accepted Nov. 8th

 

Property type : Home
Purchas price : $240,000
Loan amount : $230,000
Down payment: $10k
Interest rate : 3.65%
Location: Bakersfield Calif

 

Last week we were givin our list of conditions & we got them ready and Loan officer came down(shes awsome!) on her day off on friday! She called last nite too let us know underwritter signed off. We go in later to day to finish signing loan papers! Our list of conditons were proof my wife was a US citzen(shes from Canada) and a gift letter & bank statments from her parents. We kinda screwed up. Her parents always pay for our flights when(us and our kids) we go visit them. We had already paid for them & they paid us back when we got there. So I put there money order for $4,500 in savings & it didnt fly with the underwritter lol! Anyways out mid scores are both in the 720s.

Message 9 of 11
Juss11
Frequent Contributor

Re: December closers !

Just got an email from loan officer. She said she locked our rate at 3.5% instead of 3.65% which is a savings of 2k! Just wanted to share so happy lol

Message 10 of 11
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