Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011

Re: Denied at underwriting

Things happen for a reason and obviously this isn't meant to be at this time.....just continue to keep your credit clean and save as much as you can and see what happens in six months, maybe the house isn't even 'the one" with the septic issue anyway.......


Hang in there - time goes by too fast anyway (As I get reminded of often when I am venting about things, too). 


You did get screwed by the LO, though.  What bank was that??????

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008

Re: Denied at underwriting

From what I've read; 12 months with no late payments is pretty much written in stone.

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

Take the FICO Fitness Challenge
Established Member
Posts: 16
Registered: ‎02-09-2012

Re: Denied at underwriting

U S Bank. Meeting with inlaws tomorrow. The hardest part is losing the acreage if they can't give us 5 more months. It is what it is.
2/12 Lender Pull: EQ 490/TU 515/EXP 508
7/12 Lender Pull: EQ 579/TU 615/EXP 591

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+