Reply
Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
0

Re: Denied at underwriting

Things happen for a reason and obviously this isn't meant to be at this time.....just continue to keep your credit clean and save as much as you can and see what happens in six months, maybe the house isn't even 'the one" with the septic issue anyway.......

 

Hang in there - time goes by too fast anyway (As I get reminded of often when I am venting about things, too). 

 

You did get screwed by the LO, though.  What bank was that??????

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Denied at underwriting

From what I've read; 12 months with no late payments is pretty much written in stone.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Established Member
Posts: 16
Registered: ‎02-09-2012
0

Re: Denied at underwriting

U S Bank. Meeting with inlaws tomorrow. The hardest part is losing the acreage if they can't give us 5 more months. It is what it is.
2/12 Lender Pull: EQ 490/TU 515/EXP 508
7/12 Lender Pull: EQ 579/TU 615/EXP 591
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.