I just applied for an HSBC auto loan and they told me that pretty much as long as I haven't applied for bankruptcy or had a foreclosure (which I haven't) then I would qualify (in addition to making at least $2,000 in monthly income which I make more than that). I did not qualify. All my scores are in the middle 600 range but I have three closed collections from 2002. I am not sure what to do at this point because I need to get a new vehicle but I have no idea if that is even possible if I can't even qualify for a high interest auto loan. Any help would be greatly appreciated.
