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I am trying to purchase a home for 260K... everything is going smooth. I have the credit and down payment I need. My DTI is good too.
Of course I am probably being nervous, but I have some cash (about $1500/month) being deposited into my bank account from my fiance' to help me pay our current bills. Is this a red flag?
Letter of explanation saying this and you should be good, worse case scenario they back out those funds. But if its been a constant thing I don't see any issues arising for you. I had over 1500 in cash deposits due to petty cash reimbursement and they didn't raise a stink about it. Just sent off my LOE and all was good.