Did I make the right decision to avoid paying for credit repair?

[Anonymous]

Yes, this was with CCS.  That is good news!  I will pay shortly and see what impact that may have. :-) 

[Anonymous]

I am also repairing my credit myself to get my mortgage scores higher. Click my name and you will see a recent post from me titled "Rebuild Update". 

Don't pay anyone to repair your credit. You can do the same thing for free, AND, you care about your credit more than a third party does so you will take the time for it.