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demi wrote:This is a development with a couple of hundred homes, this one just has started construction yet. Their preferred lender is Wells Fargo....the loan officer told me there are several 100% still out there, and several first time homebuyers (most of which I make too much for). Don't know where you are located, but Wachovia is offering up to $25,000 as a grant in California, income restrictions obvisously. Not sure any apply if you are building on a lot yourself as opposed to a development.