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Didn't disclose an installment agreement - is this a problem?

New Member

Re: Didn't disclose an installment agreement - is this a problem?

Yes, I feel much better, thank you!

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Moderator

Re: Didn't disclose an installment agreement - is this a problem?

Smiley Very Happy Me too!

Moderator Emeritus

Re: Didn't disclose an installment agreement - is this a problem?

You did the right thing.  Good luck with the rest of your homebuying process.

Moderator Emeritus

Re: Didn't disclose an installment agreement - is this a problem?


revanthony5 wrote:

Thank you everyone for your comments and suggestions.  I informed the lender of my additional debt and they said I was still ok with my debt to ratios and my application still is in good shape. Thank GOD!


Congrats!  You did the right thing and now I hope everything continues to go smoothly!


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Valued Contributor

Re: Didn't disclose an installment agreement - is this a problem?

I think you are fine. I also pay $100 a month for 2006 taxes. It will be paid off at tax time next year. I wouldn't worry about it if it isn't on your credit report. My broker told me it would be a problem if it was on my credit report. He said if it was, the lender would want it paid. I wouldn't be concerned.
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Valued Contributor

Re: Didn't disclose an installment agreement - is this a problem?

Just saw your last post. Good for you!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014