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Disclosures are signed!!

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LondonMassey
Frequent Contributor

Disclosures are signed!!

Signed disclosures today and received my GFE!  3.5% rate it looks like but we didn't lock it in. 

 

LO said UW takes at max 4 days, so the disclosures and docs were given to the processor today, paid for the appraisal today which will be done next week, inspection tomorrow, UW by Tues and response by Fri. LO said UW is usually a 24 hour turn around...

 

My nerves are getting to me now!

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Disclosures are signed!!

Congrats!!!!

Message 2 of 9
LondonMassey
Frequent Contributor

Re: Disclosures are signed!!

Thank you!!

 

Just got an email tonight from my LO! File has been submitted for processing and they are pushing for a 9/6 close date!

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 3 of 9
JusdoNit
Established Contributor

Re: Disclosures are signed!!

Another step closer.Smiley Wink


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

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Message 4 of 9
wemmington
Valued Member

Re: Disclosures are signed!!

Congrats!!!

 

Did you do conventional or fha?  Have to pay any points?

 

 

Message 5 of 9
LondonMassey
Frequent Contributor

Re: Disclosures are signed!!

FHA 30yr... No points.

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 6 of 9
webhopper
Moderator Emeritus

Re: Disclosures are signed!!

Congrats! I signed mine for refinance today
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 7 of 9
LondonMassey
Frequent Contributor

Re: Disclosures are signed!!

Congrats on the refinance!!

I had to postpone the inspection today. :-(. The house was a rental and the gas isn't on yet... Kind of ticked about it since my realtor wouldn't have told me if I didn't ask. I would've had to pay for a reinspection! Jerk!
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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Message 8 of 9
webhopper
Moderator Emeritus

Re: Disclosures are signed!!

Lol... at least your renters are out. When I bought my duplex in 2008 I had to choose who to evict! I had to evict a single mom with 3 kids. I felt bad but I chose her because even though she had a job and a live in boyfriend she had a history of being late with the rent. And she took the stove when she left... (she wasn't supposed to do that)

At least you don't have to evict anyone!
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 9 of 9
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