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Discouraged

Regular Contributor

Discouraged

I was just told by one lender that I need 2 years work history. I was in school from 4/2011 until 8/2012 and begin working as a Nurse (Pool) I have no guarenteed hours but my checks have been averaging $1400 every 2 weeks after taxes. Are there any lenders in Philadelphia, PA that can get me approved.? I'm really feeling bummed.


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 1 of 8
7 REPLIES
Frequent Contributor

Re: Discouraged

If you went to school for nursing then there shouldn't be an issue from what I understand.

Find a broker or a new lender.

What bank did you use?
Message 2 of 8
Regular Contributor

Re: Discouraged

This was sovereign bank


Kozmo wrote:
If you went to school for nursing then there shouldn't be an issue from what I understand.

Find a broker or a new lender.

What bank did you use?

 


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 3 of 8
Frequent Contributor

Re: Discouraged

Agree. You should try a broker. There are a few on this board that you could probably send a message via PM, but they cannot initiate contact with you.

Message 4 of 8
Regular Contributor

Re: Discouraged

I'm going to contact a broker today


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 5 of 8
Moderator Emeritus

Re: Discouraged


SHAI wrote:

I'm going to contact a broker today


If you were in school, or receiving other training, then there is a specific procedure to follow, which would allow you to be approved based on your current income.

Good Luck in finding a good broker


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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MyFICO Fitness Goal: 800s Club!



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Message 6 of 8
Regular Contributor

Re: Discouraged

was just told my I would have to be a Pool Nurse for 2 years for them to qualify me. Otherwise if I get a full-time job I would only need 30days income to qualify. Funny how things work, I just got a call for an interview for a full-time nursong job. Wish me luck!!!!!!!


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Message 7 of 8
Valued Contributor

Re: Discouraged

Congrats!!!! Best of Luck!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 8 of 8