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Regular Contributor
SHAI
Posts: 117
Registered: ‎06-13-2008
0

Discouraged

I was just told by one lender that I need 2 years work history. I was in school from 4/2011 until 8/2012 and begin working as a Nurse (Pool) I have no guarenteed hours but my checks have been averaging $1400 every 2 weeks after taxes. Are there any lenders in Philadelphia, PA that can get me approved.? I'm really feeling bummed.


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


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Frequent Contributor
Kozmo
Posts: 318
Registered: ‎07-08-2012
0

Re: Discouraged

If you went to school for nursing then there shouldn't be an issue from what I understand.

Find a broker or a new lender.

What bank did you use?
Regular Contributor
SHAI
Posts: 117
Registered: ‎06-13-2008
0

Re: Discouraged

This was sovereign bank


Kozmo wrote:
If you went to school for nursing then there shouldn't be an issue from what I understand.

Find a broker or a new lender.

What bank did you use?

 


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

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Valued Member
whipster
Posts: 44
Registered: ‎01-11-2009
0

Re: Discouraged

Agree. You should try a broker. There are a few on this board that you could probably send a message via PM, but they cannot initiate contact with you.

Regular Contributor
SHAI
Posts: 117
Registered: ‎06-13-2008
0

Re: Discouraged

I'm going to contact a broker today


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Discouraged


SHAI wrote:

I'm going to contact a broker today


If you were in school, or receiving other training, then there is a specific procedure to follow, which would allow you to be approved based on your current income.

Good Luck in finding a good broker


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Regular Contributor
SHAI
Posts: 117
Registered: ‎06-13-2008
0

Re: Discouraged

was just told my I would have to be a Pool Nurse for 2 years for them to qualify me. Otherwise if I get a full-time job I would only need 30days income to qualify. Funny how things work, I just got a call for an interview for a full-time nursong job. Wish me luck!!!!!!!


Starting Score: September/2012 TU-496, EQ-456, EX??
Current Score: April/2013 TU-680, EQ-661,


Goal Score: 700 across the boards

Take the FICO Fitness Challenge
Valued Contributor
MovingForward_2012
Posts: 3,406
Registered: ‎12-19-2012
0

Re: Discouraged

Congrats!!!! Best of Luck!
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