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Dismissed chapter 13 and getting pre approved.

Super Contributor

Re: Dismissed chapter 13 and getting pre approved.

the loan officer should send you an estimate of rates/fees if they issued a pre-approval.

 

ask for it

 

Retired Lender
Valued Contributor

Re: Dismissed chapter 13 and getting pre approved.

Ask you lender what the rates are right now, when you are like 45 days out from closing you can lock in at anytime.

Valued Contributor

Re: Dismissed chapter 13 and getting pre approved.

You should receive a GFE, as Dallas mentioned you can just ask them.

Good Luck
May all your dreams and wishes become a reality!
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Valued Contributor

Re: Dismissed chapter 13 and getting pre approved.

My rate was locked about 2 weeks after I went on contract. Some loan programs have interest rates based on income. I did an FHA loan program through CHFA our local housing authority that rolled 3% of my downpayment into a second mortgage so I had to wait on CHFA to provide the interest rate.
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