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Dismissed chapter 13 and getting pre approved.

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DallasLoanGuy
Super Contributor

Re: Dismissed chapter 13 and getting pre approved.

the loan officer should send you an estimate of rates/fees if they issued a pre-approval.

 

ask for it

 

Retired Lender
Message 11 of 14
tooleman694
Valued Contributor

Re: Dismissed chapter 13 and getting pre approved.

Ask you lender what the rates are right now, when you are like 45 days out from closing you can lock in at anytime.

Message 12 of 14
JM-AM
Valued Contributor

Re: Dismissed chapter 13 and getting pre approved.

You should receive a GFE, as Dallas mentioned you can just ask them.

Good Luck
May all your dreams and wishes become a reality!
Message 13 of 14
MovingForward_2012
Valued Contributor

Re: Dismissed chapter 13 and getting pre approved.

My rate was locked about 2 weeks after I went on contract. Some loan programs have interest rates based on income. I did an FHA loan program through CHFA our local housing authority that rolled 3% of my downpayment into a second mortgage so I had to wait on CHFA to provide the interest rate.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 14 of 14
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