Do The Big 3 CRA's Still Report ARM Details

[veracious]

I found an old post here on myFICO that made me curious.  Does TransUnion or the other two CRA's still report  CLTV and ARM details?

As was mentioned in this post--->  http://ficoforums.myfico.com/t5/Mortgage-Loans/Reporting-Wrong-CLTV/td-p/518614

TransUnion was reporting Combined Loan To Value (CLTV) on your reports.  Are these details still a consideration in

credit granting by credit card companies in todays' marketplace?   What impact, if any, has been felt by credit card applicants?

Thanks for any replies

[veracious]

Can't find any statistics on the number of people using ARM's   Would appreciate anyone's experiences.

From the responses to this post, obviously none.

[Walt_K]

I don't think I ever saw this info except on my reports from annualcreditreport.com.  I went back and looked and I have a TU report from August 2011 that has my ARM details.  I don't know what they used to get the CLTV ratio because they have me upside down in the mortgage, and I am not upside down.  I have reports from myfico after that time, and they do not have this info.  I can't pull another free report from annualcreditreport until later this year, so can't tell you if it would still be on that report.

ETA: Don't see it on any Equifax reports.  Don't see it on Experian reports, but my mortgage doesn't report to Experian, so that is not surprising.  Only appears on TU reports from annualcreditreport.com for me.

[veracious]

Thanks, Walt_K        I like to know ahead of time what will appear on my credit reports whenever I apply for credit.

I also wondered if this reporting was a factor in  TU scoring, or as the original post suggests, merely a concern to other credit lenders

on your reports.