Credit Score: EQ(not sure but one thing i know it was always higher than the other scores) EX 609 TRA 722
Last negative: 2+ years ago, no delinquency, no collections
Gross income: last 2 years 40k 2014 70k
Income: i am a Contractor so i get payed per job Full time self employed
Debt: Car 33k monthly payment $545
card 1 limit 500$- balance 128$ Monthly min $25
card 2 limit $2000-balance $500 Monthly min $25
Employment: Self employed i am a contractor and i work directly with Empire they sell their flooring material and i install since 2010 when i started my company
Savings: 20K in which i intend to put as down payment
location: NJ South jersey to be more specific
property: preferably single home
Value: 150-200K
occupancy: primary residence
can anyone help me would i get approved and how can i better my credit if you think i am not ready yet?
