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Down payment assistance for the single parent

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itzateach
Regular Contributor

Down payment assistance for the single parent

I am a single mom with a handicapped daughter. Are there programs in Utah that help with down payment assistance???

 

Anything helps.

 

Thanks!

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Down payment assistance for the single parent


@itzateach wrote:

I am a single mom with a handicapped daughter. Are there programs in Utah that help with down payment assistance???

 

Anything helps.

 

Thanks!


 

Go to www.hud.gov and get the phone numbers of your local hud offices.  They would know of any city/county grant programs you may be elligible for.  Also call your local banks to find out what they offer if your a first time homebuyer
Message 2 of 5
WannaHouse
Valued Contributor

Re: Down payment assistance for the single parent

http://www.hud.gov/local/index.cfm?state=ut&topic=homeownership

 

 

 

http://www.disabilityinfo.gov/digov-public/public/DisplayPage.do?parentFolderId=5399

 

 

Try these two websites. They a full of information for Utah.


Kathy


We are finally homeowners!!

Closed May 5th-30 yr fixed at 5.25%.

Message 3 of 5
Anonymous
Not applicable

Re: Down payment assistance for the single parent

I looked up USDA info for Utah, since it's not a heavily populated state. The info given reads "Those areas of Utah INELIGIBLE for housing loans are:  Logan City Limits, Providence, parts of North Logan and River Heights; Weber County with the exception of Ogden Valley (east of Pineview Reservoir); Davis County; Salt Lake County; Utah County north of the Spanish Fork River to the county line and everything east of the Jordan River; and the St. George City Limits.

 

So, as long as you can live outside those areas, you might find the program works for you.

 

You can explore at http://www.rurdev.usda.gov/rhs/common/indiv_intro.htm

 

It's not a downpayment assistance program... it's a zero-down mortgage program. There are actually two different ones. One is the direct loan, which is for low income and may be subsidized, and the other is the guaranteed loan, which is offered through many regular lenders but is government backed. It's worth looking into.

Message 4 of 5
DallasLoanGuy
Super Contributor

Re: Down payment assistance for the single parent

Message 5 of 5
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