How difficult would it be for a lender to revise a loan estimate in this specific way: Rather than pay down the interest rate with points, drop the points to lower the loan cost. The loan is moving along. Appraisal done, and underwriting has passed the first two stages (pre-approval and 'approval contingent on final underwriting approval') Closing could happen in a week or two. So would making such a change at this point be difficult or undesirable for the lender?
