Reply
New Member
BrianW513
Posts: 4
Registered: ‎11-27-2012

EQUIFAX INQUIRY REMOVAL

DOES ANYONE KNOW THE FASTEST WAY TO REMOVE EQUIFAX INQUIRY REMOVALS?  I need them removed asap to get the "1" point I need to close on my mortgage. 

 

Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: EQUIFAX INQUIRY REMOVAL


BrianW513 wrote:

DOES ANYONE KNOW THE FASTEST WAY TO REMOVE EQUIFAX INQUIRY REMOVALS?  I need them removed asap to get the "1" point I need to close on my mortgage. 

 


I've tried and failed on removing my inquiries.. you sure that's the only way to get a point? I lost 1 point by allowing a balance to report on a second credit card so maybe you have a credit card you can zero out?

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Moderator
Shogun
Posts: 12,896
Registered: ‎04-15-2011

Re: EQUIFAX INQUIRY REMOVAL

If the inquiries were legit, then there is no way to get them off.  There's a way that's shown on other websites, but if you went that way, I bet you'd tank your mortgage app.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
AJC1987
Posts: 130
Registered: ‎03-29-2009

Re: EQUIFAX INQUIRY REMOVAL

Can you pay down the balances on any of your cards to give you that little extra bump??


Starting Score: 570
Current Score: EQF: 756.... 10.25.2012 TU: 759.....10.25.2012 EXP: 744 (vantage score)..... 10.25.2012
Closed on first house! 12.10.12

Goal Score: 750


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+