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Empire of America

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donkort
Valued Contributor

Empire of America

Hello Folks,

 

I was just googling for fun, and found a mortgage entity known as Empire of America, which has a FICO minimum of 580--and one could put down 5%.  I wish I knew how to implant the link for the website onto this page.  I wonder if this information would benefit those who have borderline FICO scores.

 

What are the experts' impression of Empire of America?

 

 

 

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 1 of 3
2 REPLIES 2
DallasLoanGuy
Super Contributor

Re: Empire of America

never heard of them
Retired Lender
Message 2 of 3
DallasLoanGuy
Super Contributor

Re: Empire of America

Sub 580 deals are harder.

Underwriting is more strict.

Typically, the reasons for the low score are enough to deny you.

 

Retired Lender
Message 3 of 3
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