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Hello Folks,
I was just googling for fun, and found a mortgage entity known as Empire of America, which has a FICO minimum of 580--and one could put down 5%. I wish I knew how to implant the link for the website onto this page. I wonder if this information would benefit those who have borderline FICO scores.
What are the experts' impression of Empire of America?
Sub 580 deals are harder.
Underwriting is more strict.
Typically, the reasons for the low score are enough to deny you.