Would an underwriter frown upon someone if they made a deposit over $1,000 that was related to gambling winnings? What type of documentation could I provide to them to show what it was? Would an online gambling account statement be ok? Or should I just make something else up?
They're checking to see if I can provide a letter of explanation. Deposit was only 1200 and wasn't even used towards any of the down payment. I just used it to pay off my credit cards. Figured I'll be fine as long as I actually claim the winnings on my tax return at the end of the year.
You got the money somehow, whether a check, direct deposit, et al. Surely there is a record. Make a copy. (If a casino win comes in over $1,199, there will be an associated tax form. Did you win it in one sitting, or over time?)