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I received a Consumer Explanation Letter but there are only like 2 lines to write a explanation for each account. It says explanation and then under that says outcome. How can I make a detailed explanation so short? What is the outcome space for?
Explanation for what? If it's for credit inquiries.. Here are a few examples:
1. Shopped for rates - no new credit
2. Shopped for a credit card - opened new credit (ask your LO if it shows on your report).
3. Looked at a car - no new credit or bought a car
Explanation for late payments/charged off account.
Use this format: http://ficoforums.myfico.com/t5/Mortgage-Loans/Letter-of-Explanation-sample/td-p/410563