I'm getting ready to close on a house and we wrote the offer that the sellers are paying for prepaids and closing costs up to a certain amount and we've decided that because I had to pay the appraisal up front, we're counting the 1 year of insurance as a prepaid to be paid at the closing ... I'll get an invoice from the company and bring it to closing (after having faxed it to half of hte known universe, of course).
if they did not explian the fees to you. How did he RE agent even make an offer on the purposed home? with no idea of the amount of closing cost, recurring or non recurring....